3 Ways To Stay Well And Reduce Stress During Finals Week

My Money December 15, 2014

So, you’ve made it through the semester. You’ve attended classes, taken notes, formed a study group and even gotten a tutor! Or maybe not. Either way, finals week can be a very stressful time for college students.

The good news is, there are plenty of ways to keep your stress level in check. Here are some tips and tricks to keep your stress level down by keeping yourself financially, mentally and physically well during finals week.

1.  Financial Wellness

Spend less time worrying about your finances and more time focusing on your studies with these useful banking tips and features.

Check Your Account Balances: Online and mobile banking lets you check account balances on your desktop or mobile device quickly and easily during a study break.

Confirm Your Checking Account Balance: Make sure you have enough funds in your checking account to cover any last minute purchases you might make while you’re studying. That way, you’ll know if you have enough funds in your account when you can’t resist that late night coffee!

Activate Alerts: Set up email or text account and security alerts to help you monitor your balances and inform you of any suspicious activity.

Consider Overdraft Protection: In the flurry of activity around exams it’s easy to make the mistake of overspending. If you accidentally spend too much during finals, overdraft protection can automatically transfer funds to cover your spending. The fees and features associated with this service will vary by financial institution.

 

2.  Mental Wellness

Your brain is a muscle too, and during finals week, it usually works pretty hard. Make sure to give your mind time to rest and

Don’t Skimp On Sleep: According to the Division of Sleep Medicine at Harvard Medical School, “…a sleep-deprived person cannot focus attention optimally and therefore cannot learn efficiently.” It can be counterproductive to study or take exams when you’re tired. Try and maintain the recommended 8 hours (or more if you need it) of sleep each night.

Take Breaks Between Study Sessions: Studies have proven that cramming for an exam is not an effective way to retain information in your long term memory. There is a better chance you will learn and remember important information if you study for each exam over an extended period of time instead of in one all-nighter. 

 

3.  Physical Wellness

Finals week may seem like a reason to justify too many cups of coffee, eating unhealthy fast food and sitting for many hours of studying. But moving and fueling your body can help keep stress levels down.

Move Your Body: When you’re active, your body produces “feel-good” neurotransmitters called endorphins. Endorphins essentially release a sense of well-being and can help reduce stress. You might wonder, “When would I have time to exercise?” Here are a few suggestions on how you can fit movement into your day:

  • Walk or bike to your class or library.
  • Take a stroll around the library to move your muscles a bit.
  • Study on a stationary bike, elliptical or treadmill at the gym.
  • If you’ve got the time, fit in a full workout at the gym.
  • Take a Salsa dancing break and have some fun!

Eat Right: Start your day out with a healthy breakfast to kick start your brain. Try to eat brain foods to increase concentration. Know when enough is enough when it comes to caffeine and try to skip the alcohol until exams are over. There are plenty of combinations of good foods to eat the day of your exam, so grocery shopping for these items in advance is a good idea, too.

Get Rest: Even though it might seem like you should spend every extra second of your day studying, taking time to relax can help reduce your stress.

Good luck to all of you college students studying for exams.

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